Government of
Ministry of
Finance
Department of
Financial Services
RAJYA
SABHA
UNSTARRED QUESTION NO.820
TO BE ANSWERED ON THE NOVEMBER
16, 2010
PERFORMANCE
OF RRBS IN TAMIL NADU
820. SHRIMATI JAYANTHI NATARAJAN :
Will the Minister of FINANCE be pleased to state:
(a) the number of
Regional Rural Banks (RRBs) set up by Chennai-based
Indian Bank and Indian Overseas Bank, separately, and how many of them are in
Tamil Nadu; and
(b) the
performance of these RRBs, in particular, Tamil
Nadu-based ones, during the last three years, year-wise and RRB-wise
Answer
The Minister of State in the Ministry of Finance
(Shri Namo
Narain Meena)
(a) The number of RRBs set up by Chennai based Indian Bank and Indian Overseas Bank is as under:-
|
Name of sponsor bank |
Names of RRBs |
Name of State |
|
Indian Bank |
1.Saptagiri Gramin Bank |
Andhra Pradesh |
|
|
2. Puduvai Bharathiar Gramin Bank |
Puducherry |
|
|
3. Pallavan Gramin Bank |
Tamil Nadu |
|
Indian Overseas Bank |
1. Neelachal Gramin Bank |
Orissa |
|
|
2. Pandyan Gramin Bank |
Tamil Nadu |
(b) Performance of the RRBs,
in particular Tamil
Nadu-based ones, during the last three years, year-wise and RRB-wise, under major parameters is as under:-
(` in crore)
|
Performance Indicators |
Pallavan Gramin Bank |
Pandyan Gramin Bank |
||||
|
|
March, 2008 |
March,
2009 |
March,
2010 |
March, 2008 |
March,
2009 |
March,
2010 |
|
Deposits |
319.92 |
434. 42 |
528. 76 |
1293.72 |
1655.03 |
1811.46 |
|
Borrowings |
65.87 |
115. 43 |
186. 89 |
384.98 |
416.88 |
905.39 |
|
Gross loan Outstanding |
334. 64 |
479. 29 |
617. 58 |
1318.23 |
1670.16 |
2063.77 |
|
Loans disbursed during year |
336. 73 |
460. 65 |
684. 74 |
1511.12 |
1981.82 |
2620.11 |
|
Recovery % |
90.18 |
90.44 |
86.87 |
90.95 |
95.37 |
87.69 |
|
Net profit (after tax and Prov) |
7.78 |
8. 92 |
9. 94 |
11.01 |
19. 28 |
25. 54 |
|
Gross NPA % |
0.95 |
1.89 |
2.92 |
1.36 |
1.38 |
1.45 |
|
Net NPA % |
(-)0.87 |
0.52 |
1.48 |
0.00 |
0.00 |
0.00 |
|
Credit Deposit Ratio |
104.60 |
110.33 |
116.80 |
101.89 |
100.91 |
113.93 |
*****